The full retirement age to collect full Social Security benefits changed in 2025. Starting this year, U.S. citizens born in 1960 will have to retire at 67 years old instead of 65 in order to receive 100% of benefits.

As you approach retirement, understanding the new Social Security rules is crucial. The age for receiving full benefits now varies based on your birth year, impacting your financial planning.

The full retirement age for Social Security – the age in which you get 100% of the program's benefits – has risen over recent years.