On Thursday at 4:54 p.m. a flood advisory was released by the National Weather Service in effect until 8 p.m. The advisory is for Clay, Caldwell, Carroll, Clinton, Daviess, DeKalb, Grundy, Livingston and Ray counties.

The ingredients that led to the Hill Country disaster — steep terrain, swollen rivers and unsuspecting people in harm’s way — are not unique to Texas.