When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Learn the impact on your credit score when you close a credit card and explore alternatives for managing debt and high ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?

When it comes to building up your credit score, one of the most important factors to focus on is your credit utilization rate. Your utilization rate is the percentage of your overall credit that you ...

For six months, one person did exactly what personal finance advice tells struggling people to do. They worked extra shifts.

Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

A lousy credit score can cost you thousands. Here are the fastest, proven strategies to boost your numbers right now.