You may notice if you’re shopping for a savings account that banks advertise both an interest rate and an annual percentage rate, or APY. While an account’s interest rate can give you a basic idea of ...

The best high-yield savings accounts have: no monthly maintenance fees, no minimum balance requirements (or very low ones, ...

The Fed lowered rates again in October, yet top high-yield savings accounts still pay up to 5.00% APY -- for now. Act fast to ...

Brooklyn Sprunger is a full-time Content Manager and Personal Finance Writer at Motley Fool Money, where she oversees product reviews and ratings while also writing about credit cards, bank accounts, ...

Ever wonder how much your money really earns just by sitting in the bank? That’s where annual percentage yield (APY) comes in. APY shows how much interest your money can earn in a year — and the ...

Despite recent rate cuts, the competition for high-yield savings accounts remains fierce. As of November 28, 2025, the national average savings account interest rate stands at a mere 0.4%, according ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

An annual percentage yield, or APY, is the rate of return on money in a bank account. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...