How much of your hard-earned portfolio can you sell each year to finance your retirement — without ever running out of cash?

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. The 4% withdrawal rule is a common practice among ...

While a 4% withdrawal rate is considered safe, a conservative 3% rate supports expenses and travel while preserving funds. Use cash or CDs for college costs, diversify investments, and delay Roth IRA ...

If you’re approaching or already in retirement, knowing your safe withdrawal rate is key to making your money last. This is the percentage you can take out of your retirement savings each year without ...

William Bengen established 4% as the initial safe withdrawal rate in retirement more than 30 years ago. But in subsequent ...

There is no best time to take a required minimum distribution (RMD), but delaying until December can maximize tax-deferred ...

Regulation D previously limited withdrawals from savings and money market accounts to six per statement cycle. The Federal Reserve suspended this limit in April 2020 during the coronavirus pandemic to ...

The average retirement savings is $249,300 for boomers and $192,300 for Gen X. But what if you’re working with double that — can you retire comfortably on $500K? The answer: It depends.