To calculate your required minimum distribution, simply divide the year-end value of your IRA or other applicable retirement account (such as a traditional 401(k)) by the distribution period value ...

As investors reach the age of retirement after years of diligently investing, many wonder about the rules for retirement account distributions and how much should be withdrawn from these accounts.

An individual retirement account, more commonly referred to as an IRA, is a good place to save for your retirement. Once you reach a certain age, though, you'll have to start taking a minimum amount ...

While you avoid taxes initially, they are required on accounts like an IRA when withdrawals are made in retirement. If you don't need to access your funds, the IRS still requires a minimum to be ...

One of the biggest advantages of investing in retirement accounts is the tax advantages. Contributions to an IRA or 401(k) are tax-deductible the year you make them. On top of that, any dividends or ...

Editor’s Note: The SECURE Act, enacted on December 20, 2019, made significant changes in required minimum distribution (RMD) rules for all qualified plans. It added a new subsection (H) to IRC Section ...

That’s the top question I receive when I’m out and about talking about retirement portfolio planning, including some of the safe spending rate research that our team has been producing since 2021.

Agency: "Internal Revenue Service (IRS), Treasury." SUMMARY: This document sets forth final regulations providing guidance relating to the life expectancy and distribution period tables that are used ...

Many retirement savers choose to take advantage of retirement plans like a 401(k) or IRA while they're working. The big benefit is that you get to deduct your contributions from your taxes in the year ...

If you are over 70 years old and have a traditional, SEP or SIMPLE IRA or a 401(k), 403(b) or 457 retirement plan, April 1st means more to you than watching out for practical jokers – or people ...