Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions. Are the odds against you, too?

Paying 32% today to avoid up to 18% later is generally a poor trade-off. Few retirees face a top-bracket tax rate on every ...
Forbes

When To Use Roth Or Pretax Retirement Accounts

You might have heard that retirement savings accounts come with tax benefits. However, you may not understand the specifics or what to expect many years down the road when you withdraw your funds.
Nasdaq

Roth vs. Pre-Tax Contributions: What to Consider

Choosing between Roth and pre-tax contributions for retirement savings depends on how each impacts your taxes now and in retirement. Roth contributions are made with after-tax dollars, so both ...

Here’s why most US retirees with less than $2,000,000 should avoid Roth conversions

Roth conversions are not just a tax strategy — they’re also a bet on longevity, market performance, and long-term tax ...