High earners age 50 and older may lose the pre-tax 401(k) catch-up option in 2026. Here's how the new rule works and how to ...

One of the most common retirement questions people face is also one of the most confusing. As you build your retirement savings, should you contribute to a pre-tax account like a 401(k) or IRA, or put ...

Personal finance guru Dave Ramsey recently weighed in on the subject of 401(k) retirement plans, and a less-known improvement ...

Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.

Non-deductible IRA contributions can cause major headaches. Learn how a reverse rollover can avoid the pro-rata rule, ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...

Many high-income taxpayers are already fully taking advantage of a company-sponsored 401(k) plan by maximizing their annual pre-tax contributions. For taxpayers over age 50, that includes taking ...

Individuals who participate in their employer’s retirement plan are limited in the amount of salary that they can defer into the plan each year. However, participants aged fifty and older can make an ...

The Mega Backdoor Roth is a pathway to move nearly $50,000 of taxable investment money into a "tax-free" sanctuary every ...

Many big home repairs can’t wait, but your retirement also needs protection. Learn if and when to use cash, a money‑market ...