The new year brings some notable increases in savings and pension plan limits from the Canada Revenue Agency (CRA) - and a ...

The RRSP contribution limit has risen to $33,810 for 2026, up from $32,490 in 2025. This increase is determined as 18% of your previous year’s income, subject to a maximum cap, along with any unused ...

Planning your retirement savings just got a little easier with the CRA’s announcement of the 2026 RRSP contribution limit.

The RRSP deduction limit for 2026 has increased, giving Canadians more room to save for retirement while reducing their ...

Q: Last year, I contrib­ut­ed to my Registered Retirement Savings Plan (RRSP). I did not claim the deduction, as I did not have taxable income. That year I withdrew the same amount (less taxes). To my ...

Buying a new home is a major financial decision with a hefty price tag. But is it worth slowing down your retirement savings ...

For single Canadians, the path to retirement can be more challenging without the second income and support a partner can ...

Despite the ubiquitous RRSP marketing messages, many Canadians do not fully grasp the advantages offered by RRSPs. They have difficulty seeing their RRSPs as anything more than a way to reduce their ...

Any registered savings plan or retirement savings plan may be referred to as an RSP, while an RRSP is a government-registered account with set contribution and withdrawal requirements. Many or all of ...