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Why the Dave Ramsey 'pay off the mortgage' rule is costing high-income households $400,000 over a 25-year retirement
A 5.25% mortgage paired with 7% market returns costs a $400,000-income household roughly $400,000 in retirement spending power by prioritizing prepayment over investing. This strategy works for ...
The mortgage rate that makes aggressive prepayment wealth-destroying sits closer to your current statement than most high earners assume. There's a single variable in your mortgage terms that flips ...
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