Imagine that your home is destroyed in a fire. As you start the process to rebuild your life, a hard reality settles in: Your insurance coverage falls short of replacing your lost personal property.

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Homeowners insurance coverage is a must if you have a mortgage loan, and it's strongly advised even if you don't. Here's what you need to know. Read on.

A group of policyholders say they face large gaps between what it will cost to rebuild and what they’re receiving from AAA.

Under Texas law, the courts look at what the testator wrote, not what he or she intended to write.(theprint / Getty Images/iStockphoto) Lucy had a problem. She was a single mom with two children, and ...