A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

Both can tap your home's equity, but one could cost you a lot more than the other when the new year rolls around.

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Affluent households are quietly reshaping how they hold cash, trimming traditional checking and savings balances and redirecting that money into vehicles that actually pay them. Instead of leaving ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. It ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

Cashing out a CD early isn't ideal, but it can sometimes be a smart financial move. Early withdrawal penalties typically range from three to 12 months' worth of interest. You can often do a partial ...

CD renewals can happen automatically, locking up your cash at lower rates. Always shop around for new rates and options when your CD matures. As of April 2025, some high-yield CDs are paying around ...

Selling stocks to move into cash isn’t something you should do lightly. Think about your overall financial goals, the tax implications and why you’re interested in making the switch in the first place ...