Optimizing the benefits of an annuity means getting a guaranteed stream of income you can’t outlive. Deciding when to buy is ...

Two common types of annuities are fixed and variable. While they share some features, they are also different in certain aspects. You’ll want to know what’s involved with each before making a ...

A fixed annuity offers more stability and predictability than other types of annuities, at the cost of potential greater earnings on your principal. Other types of annuities, like variable ...

A deferred annuity is a long-term contract with an insurance company that provides future income—often for life—in exchange ...

What Is An Annuity? An annuity is a contract purchased from an insurance company with a large lump sum in return for regular ...

Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if ...

Individual retirement annuities invest only in fixed or variable annuities, while IRAs offer a wide range of investments. Like IRAs, individual retirement annuities come in both traditional and ...

What Type of Annuity Is Best For Me? There are several types of annuities, with fixed, fixed indexed and variable being some of the most common. Unfortunately, annuities are so complex ...

How much you receive depends on whether you opt for a guaranteed payout (fixed annuity) or a payout stream determined by the performance of your annuity's underlying investments (variable annuity).

Standout benefits: Nationwide has over 90 equities, bonds and fixed accounts to choose from, giving variable annuity buyers more control over their portfolio. The $25 annual maintenance fee for ...

Annuity rate of return is classified one of three ways—variable, fixed and index. Annuities may be further classified by how long their payments last: either over a set term or a lifetime.

Every day, 12,000 baby boomers in the United States reach the age of 65, according to the Census Bureau. By 2030, all baby boomers will be 65 or older. One consequence of this demographic trend is ...