Retail cards hit a record high average interest rate of 30.5% last year, according to a Bankrate survey, and rates have ...

The real key to using credit cards cost effectively is that you only pay interest on the balance you carry. If you pay your ...

the CFPB estimated that its rule would save families $10 billion annually. Instead, it inadvertently saddled borrowers with higher rates and fees for receiving paper statements as credit card ...

After a review of market data, the CFPB finalized a rule that would have capped late fees at $8 and ended automatic inflation adjustments. Based on records analyzed by the CFPB, a late fee of $8 would ...