If you have money in retirement accounts, you may have to start taking required minimum distributions, or RMDs, when you turn ...

By Brad Rhodes Tax deferral is a strategy in which you delay paying taxes on income until a later date. This can be achieved through investment in certain tax-deferred accounts. Your investment ...

By leveraging tax-advantaged accounts and products, you can build a retirement plan that maximizes growth, minimizes taxes ...

The jockeying and the April 15 tax deadline are timely reminders that smart retirement planning involves taking advantage of ...

Savings accounts protect your money and allow you to earn interest. The downside: You'll have to pay taxes on earnings unless ...

The Required Minimum Distribution is one of the most frustrating aspects in the financial arena and arguably one of the least ...

That gives you greater control over how much you pay in taxes in retirement. With a mix of traditional and Roth savings, you can take money from your tax-deferred accounts, which have taxable ...

These accounts offer triple-tax savings—tax deductions, tax-deferred growth and tax-free withdrawals— to supercharge your finances while covering healthcare expenses. Unlike flexible spending ...

Many more individuals are now participating in 401(k) retirement plans than ever before. New regulations have made it easier ...

You typically face penalties if you withdraw money from your account before you turn 59 1/2. Growth of investments in the plan can be tax-deferred using the traditional 401(k) or tax-free with a ...

Interest earnings in a deferred annuity accumulate on a tax-deferred basis, meaning that the account balance grows without being reduced by annual taxes. The way interest is credited depends on ...