Of course, not every U.S. resident earns income or pays income tax. With “only” 154 million taxpayers, this means that the average taxpayer’s piece of the $37-trillion federal debt is about $240,000, ...

In May, the median cost for a single-family home in Monterey County was $897,000, compared to $1,022,500 a year ago, ...

In today's news cycle, recession headlines come and go. Amid trade war anxieties, stock market roller-coaster rides and global conflict, no one is hoping for a major economic setback -- except ...

Assumable mortgages have been largely ignored by the lending industry, but that’s a missed opportunity in an era of sidelined ...

Dear Quentin, I recently lost both my parents and inherited $240,000. Due to life choices (divorce) and living paycheck to ...

From mortgages and rents to credit cards, auto loans and even job applications, FICO’s credit scoring can make or break your ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

A point is equal to 1% of your loan amount (i.e., one point on a $200,000 loan equals $2,000) and is an upfront payment to your lender, paid at closing. In exchange for each point paid, you’ll receive ...

Mortgage rates are likely to edge a little lower in July, continuing the gradual decline we saw in June.So far, inflation ...

A recession is defined by negative economic activity over several months with an accompanying decline in GDP. However, given the actual makeup of GDP, it is inaccurate to directly tie recessions to ...

Today’s average rate on a 30-year, fixed-rate mortgage is 6.6%, which is 2.57% lower than last week. The interest plus lender fees, called the annual percentage rate (APR), on a 30-year fixed mortgage ...

mortgage rates could fall slightly further from where they are now. The Federal Reserve and Refinancing a Mortgage The Federal Reserve is expected to cut interest rates sometime in 2024. And when the ...