Oct 13, 2025 · You can contribute to both a 401 (k) and an IRA if you meet the eligibility requirements. Each of these accounts has annual contribution limits that change every year.

Nov 13, 2025 · The annual contribution limit for employees who participate in 401 (k), 403 (b), governmental 457 plans, and the federal government’s Thrift Savings Plan is increased to $24,500, …

Dec 19, 2025 · For tax year 2025, the most you can contribute to a Roth 401 (k), a traditional 401 (k), or a combination of the two is $23,500. For 2026, this rises to $24,500 for 2026. Those 50 and older …

Dec 1, 2025 · Find out how much you can save for retirement through these 2026 IRA and 401 (k) contribution limits.

Dec 1, 2025 · Learn the 2026 401 (k) and IRA contribution limits, including updates on annual maximums, catch-up contributions, and strategies to maximize retirement savings.

Dec 10, 2025 · For 401 (k) and 403 (b) accounts, the 2025 contribution limit is $23,500, with a $7,500 catch-up contribution limit for savers 50 to 59 and 64 and older. An enhanced catch-up limit of …

Dec 1, 2025 · Roth IRAs offer tax-free withdrawals, but income limits apply. Both 401 (k)s and IRAs have annual contribution limits, influenced by age and income levels.

5 days ago · Also of note: IRA and Roth IRA contribution limits rose by $500 for 2026 at $7,500 per person. For those age 50 and older, the catch-up contribution increased by $100 to $1,100. …

Nov 25, 2025 · In 2026, the contribution limit for 401 (k) plans is $24,500; IRA contributions are limited to $7,500. Contribution limits are up across the board compared to 2025.

Individual retirement account (IRA) contribution limits In 2026, IRAs allow smaller contributions than 401 (k)s, but they give flexibility and additional diversification.