This article will take a look at the true cost of a no-closing-cost refi, explain closing costs and fees, and then discuss why you'd want to choose a no-closing-cost refinance.

6 days ago · A no-closing-cost refinance lets you get a new mortgage loan without paying closing costs out of pocket at the settlement table. You're not getting a free refinance, though.

Sep 19, 2025 · With a no-closing-cost refinance, you’ll either pay the fees as part of a higher loan balance or pay a higher interest rate. Here’s how both approaches work. Say you’re refinancing a...

Sep 3, 2025 · No-closing-cost refinancing allows homeowners to avoid paying closing costs out of pocket by either rolling closing costs into the loan amount or replacing closing costs with a higher …

Jun 11, 2025 · Traditional mortgage refinance closing costs can range from 1% to 6% of your loan amount, but a no-closing-cost mortgage allows you to refinance with no out-of-pocket expense. That …

Mar 23, 2025 · What Is a No-Closing-Cost Refinance? A no-closing-cost refinance lets you replace your current mortgage with a new loan without paying upfront fees for things like the appraisal fee, loan …

Did you know that a $0 fee mortgage refinance could save you money every month? No cost refinance loans are available on fixed 30-year terms under 6%, so you do not want to miss the money saving …

Mar 1, 2024 · A no-closing-cost refinance delivers short-term savings, but is it the right option for you? Learn about the pros and cons of refinancing without closing costs.

While a no-closing-cost refinance reduces your upfront costs, the result is a higher payment — and perhaps significantly more interest that will be paid over the life of the loan. If you’re...

What is a no-closing-cost refinance? A no-closing-cost refinance is mortgage refinancing that helps cover closing costs. A no-closing-cost refinance simply disperses the fees elsewhere in your loan. …