There are pros and cons to both approaches. Finishing off faster means ownership faster, so instead of 20years one can get their title deed in 10years. Buying cashflow properties enables one to reach out to their bond originator and discuss the possibility of applying after 8 months e.g Gross rental income R38 000 expenses R25 000 Net income R13 000. Its a numbers game 🤓🤓🤓 | Nong Wealth