Did you know you can dispute charge-offs and collections on your credit report? . If you need help with your credit book a free consultation today. We would like to know your current situation to see how we can help—link on my bio. . #chargeoffs #collections #creditcard #creditcarddebt #debt #loan #creditscore #credittips #creditrepair #fyp | The Financial ER
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This is how you dispute a collections account 😁 The 609 letter is similar to a debt verification letter you would send to a third-party collector when trying to validate the legitimacy of a balance due, which is your right under the Fair Debt Collection Practices Act. The 609 letter, however, is based on Section 609 of the Fair Credit Reporting Act (FCRA), a federal law that regulates the credit reporting agencies. As per the FCRA, only accurate and timely information may be listed on your cred
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