The Lakshmi Vilas Bank is under moratorium, which means depositors cannot withdraw money above the amount mandated by the RBI. The bank will eventually be merged with DBS Bank. The question is, are Indian banks and banking system the most fragile they have ever been? Will more banks go under and what happens to depositors in this scenario? BOOM Explains. Tamal Bandyopadhyay, Author & Consulting Editor, Business Standard, says that this situation doesn't mean all banks will be insolvent. Lakshmi