Best Savings Rates Available This Week: January 19 2026 This video breaks down the best ways to grow your cash for the week of January 19, 2026, by comparing current rates on money market accounts, high-yield savings accounts, certificates of deposit (CDs), and fixed annuities. If you’re wondering where to park your money right now for a better return without taking stock market risk, this is for you. You’ll see how each option works, how long your money is tied up, and what kind of rate you mig

What Is a Rider Fee on an Annuity? In this video, we explain what a rider fee on an annuity is and why it shows up as an extra cost on your statement. You’ll see how rider fees are the price you pay for optional benefits layered on top of a base annuity contract, like lifetime income guarantees or enhanced death benefits. We walk through how rider fees are usually calculated, where they’re deducted from, and how they can impact your long-term growth. You’ll learn how to find the rider charges in