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3 ways to get on the same page with your spouse about money. 1.) In your budget, have a line item that each person can spend money on. We call this our “fun or personal”
Rachel Cruze. . 3 ways to get on the same page with your spouse about money. 1.) In your budget, have a line item that each person can spend money on. We call this our “fun or personal” money. 2.) Have a set amount of money that you choose not to spend over without having a conversation about it. This keeps you both aligned! 3.) Embrace ...
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Which of these payday scenarios is you!? This week’s new episode of Smart Money Happy Hour is out now and we’re talking all about first paychecks and how celebs spend theirs 👀 Check it out on YouTube or your fav podcast platform 🥂 | Rachel Cruze
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Marriage works best when you’re on the same team and that includes money. Couples who combine their finances tend to communicate more, move faster, and feel more unified. If you can share a life together, you can share a bank account. | Rachel Cruze
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If you missed it, here's the first episode of The Rachel Cruze Show - It's all about money and relationships and how they don't have to be complicated. I had so much fun making this and I hope you have fun watching!! Featured in this episode: Money & Marriage Event: http://bit.ly/2q4VCAJ ( Use the code RCSHOW to get $10 off! ) My favorite way to budget, EveryDollar: http://bit.ly/2qCHumq How to make an EveryDollar budget: http://bit.ly/RCShowBudgetVidYT Subscribe to my newsletter for that amazin
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The worst investing mistakes usually come from fear or hype. Diversify, stick with what has a track record, and don’t wait forever to start. Once you’re debt-free with an emergency fund, consistent investing is how you build real wealth. | Rachel Cruze
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Whether you already have a mortgage or hope to own a home someday, every extra dollar you put toward your loan makes a big difference. Just one extra payment a year can save you thousands in interest and help you pay it off years faster. Use our Mortgage Payoff Calculator to see how small changes can make a big impact: https://ramsey.solutions/mortgage-payoff Before you start, check with your lender about prepayment rules, make sure extra payments go to the principal, and skip the fancy “acceler
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Both the Cruze and Kamel households stan a Stanley cup 🫡 Talking all about name brands and dupes on this week’s new episode of Smart Money Happy Hour! Check it out 🥂 | Rachel Cruze
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Financial peace is NOT as far away as you think. When you’re staring at a mountain of debt (like the couple who called in The Ramsey Show) it can be hard to see your way out. But, it’s possible. It’s probably so much closer than you think. I’ll send you a link to our free budgeting app, https://ter.li/9iwgiq that will help you find the extra room you need each month, or show you what you need to do next to get over that mountain. It’s free, so what’s the worse that can happen? | Rachel Cruze
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You've heard me say before that married couples should share bank accounts. BUT, when there's a pattern of financial abuse, it is time to separate until work has been done and steps taken to build trust back. | Rachel Cruze
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